Category: finance
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We are waiting for interest rates to fall. #finance.
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A pleasant conversation. #financefriday
This week has been wet and miserable here in the Black Country. I did get out and do a little gardening and filled up the bin for “green” waste. I didn’t do much writing or editing. Britain seems to be a nation of people who can’t cook these days and some would starve without take-aways.…
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Watching and watchlists. #financefriday
Like most small investors, I have a watchlist of companies I might invest in. Barclays is down today, but I think BARC is worth watching. It is on 159 now and I think anything under 175 is a reasonable price. Beazley is worth putting on your watchlist too. They made bad investments last year, but…
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Keeping busy #ramble
It is just two weeks to the King’s coronation, so if you’re not in the UK, please come and visit; we need the money. We have spring weather, sunshine and showers. I went out yesterday, and it was pretty warm in the car. Perhaps I shouldn’t have worn a winter coat! Anyway, there will be…
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Loadsamoney? #financefriday
I’m listening to the Martin Lewis podcast, which is useful and he is talking about ISAs. You can save in an ISA, of course, and save on paying tax. I see it as a bit of a gimmick. Why can’t all savings and investment income be tax-free? Not everyone has 20 K to invest every…
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Contagion and opportunities. #financefriday
Yesterday, banking stocks plunged in the US following problems at Silicon Valley Bank (SVB). Contagion caused share prices of other banks to fall as investors worried whether other banks were vulnerable to the same problems as SVB. Sentiment caused stocks to crash across America, spreading to the rest of the world. Today UK banking stocks…
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Money saving ideas. #financefriday
I’m always interested in saving money and increasing my discretionary income. I bought six bottles of wine from Asda this week to get the 25% off! I like good food as well so I went on the BBC good food website and learned a bit about cooking by braising. I might have a go at…
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A £700 energy bill? #financefriday
I expect my energy bill in the next few days, which could be as much as £700. I’m £1,900 in credit with my supplier, so obviously, I can pay it, but why was my direct debit set so high? It has also emerged that many people with pre-payment meters aren’t getting vouchers to help them…
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Surviving the cost of living crisis. #financefriday.
The UK’s cost of living crisis worsened yesterday when the Bank of England increased interest rates. They tell us we will get higher interest on our savings. I checked what Halifax had to offer, and they offer 4.5% on a regular savings account but it is only for the first 12 months. High energy costs…